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Why Buy Travel Insurance?

Some Reasons You Should Consider Buying Travel Insurance

People always ask - why do I need to buy travel insurance? Below are some of the reasons taken from Travel Guard's brochure.

Your sister becomes ill before you leave and you have to cancel your trip. Travel insurance will reimburse your nonrefundable deposits or pre-payments.

You have a pre-existing condition which flares up just before you leave on your trip or during your trip and you have to cancel or leave your trip early. Travel insurance will reimburse your nonrefundable payments or the prorated expenses if the trip is already in progress IF you bought your Protect Assist Policy or Cruise, Tour, & Travel policy within 15 days of making your intial deposit to the cruise line or tour company. Keep in mind you can buy your policy at any time but if you want coverage for pre-existing conditions then it must be done like outlined above.

You lost your luggage and have to buy necessities until your baggage arrives. Travel insurance will help locate your lost or delayed luggage; plus will reimburse you for the necessities you had to purchase until your baggage arrives.

Your cruise line, airline, or tour operator goes bankrupt! Travel Guard will reimburse your nonrefundable payments and get you home IF you bought your Protect Assist or Cruise, Tour & Travel policy within 15 days of making your initial deposit to the tour company or cruise line.

It is 30 days or less before you are due to leave on your trip and a terroist incident just occured in the city to which you were scheduled to travel to and you have to cancel your trip. Travel insurance will cover your lost expenses.

You are involved in an accident or become suddenly ill when you are traveling. Travel insurance will coordinate an emergency medical evacuation and find adequate medical care for you.

You die while traveling. Travel insurance will ship your remains home if you die while traveling taking that burden off of your family.

Your important travel documents and your passport are stolen. Travel insurance will arrange for an emergency cash advance and help you obtain a new passport when your important travel documents are stolen.

You luggage was stolen along with all your medications. Travel insurance will replace the medication that was in your lost luggage.

You and your family arrive at the airport at 10 p.m. only to find out that your flight is cancelled.

Subject to terms and conditions of the policy. Please read carefully the Questions, Coverage and D.O.C. sections of the policy you are considering.

Travel insurance is one of those things that if nothing happens while you are traveling you might say, you wasted your money. However, if something does happen and you have to use it, you will say it is the best investment you have ever made!

By yourtravelsource.com