| Hi Friends,
Do you know about the cost of procrastinating
saving and investing your money? Lots of people put
off the idea of regularly saving and investing their
money till it's too late!
Most people undermine the effect of
saving a small amount of money for the long term
through a regular saving plan that invests their money
that delivers returns that beat the inflation rate.
Today, I will illustrate the power
of compounding your money for as long as you can
because your best friend for your money is indeed your
time horizon.
You can click on the image below to
open up a new window to see the details of why the
outcomes of different investors. Investor A and B
respectively, can be so different.

Investor A started saving $500 per
month and invested the money in a financial portfolio
that delivered a return of 9% from the age 25. He was
disciplined to save for 10 years from the age of 25 to
35 and decided to stop saving at 35.
While investor B chose to put off
saving his money as he wished to enjoy his wealth
first in his early years. At 36, he suddenly realized
he needed to start saving for his retirement if not he
would not be able to retire in the future. Hence, he
embarked on the same regular saving plan as investor A
at the age of 36 till he was 65 years old while
investor A stopped at 36.
You would be surprised that the
amount of wealth accumulated by investor A was
approximately 1.5 millions while investor B only
managed to accumulate half the amount what investor A
had accumulated even though he saved regularly till
the age of 65.
The conclusion from this
illustration shows that everyone can be a millionaire
if they embark on a regular saving and investing plan
by saving a little amount of money with discipline and
using time to help your money compound to bigger
amount with a constructed investment portfolio that
can deliver at higher interest rate that will beat the
inflation rate.
Remember, the longer your time
horizon, the better your chance of compounding your
money! Your chances of being a millionaire is actually
guaranteed if you start saving and investing early! If you are ready
to take some actions now and are wondering how to construct a
financial portfolio that guarantee a return of 9% and
more, feel free to engage my services at 65-96487595 or
e-mail at seantoh@creditplushealth.org.
Yours Sincerely
Sean Toh
Author of “ 4 Steps To financial Freedom “
Contact Us
For more
information on how we can assist you in developing
your personalized wealth management solutions, please free free to submit your
enquiries to seantoh@creditplushealth.org
and we will contact
you.

'Four Steps To Financial Freedom'
is a compilation of the most ultimate wealth package
that I have learned, acquired and practiced
philosophies and secrets you can ever have. My
sincerity to empower as many people in this world as
possible regardless if they are your friends, family
and you.
If
you have taken control of your financial destiny,
guide those around you to overcome their stressful
lives to the road
of happiness and you will enjoy abundance joy and
happiness forever
in your personal life. ‘Four Steps To Financial
Freedom’ is my gift to
the people in this world who has helped me to be who
I’m today. Last
but not least, may financial freedom bless each and
everyone
doorsteps, and I wish you all abundance, joy and true
wealth of all
kinds. Sincere thanks from my heart.

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